The Effect of Perceived Usefulness and Trust on Decisions to Use E-Wallet Dana in Medan Selayang District

Authors

  • Syamaya Magvira Tanjung Management Studi Program, Faculty of Economics and Business, Medan Area University, Indonesia
  • Hesti Sabrina Management Studi Program, Faculty of Economics and Business, Medan Area University, Indonesia
  • Adelina Lubis Management Studi Program, Faculty of Economics and Business, Medan Area University, Indonesia

DOI:

https://doi.org/10.61402/sajmr.v3i2.324

Keywords:

Perceived Usefulness, Trust, Usage Decision

Abstract

This study aims to determine The Effect of Perceived Usefulness and Trust on Decisions to Use E-Wallet Dana in Medan Selayang District. This study uses a quantitative method with an associative approach. The population in this study were residents of Medan Selayang District aged between 17 and 50 years totaling 59.117 people. With a research sample using the slovin formula totaling 100 respondents. The data analysis technique used multiple linear regression with the SPSS 25 program. With the results of the study. (1) Perceived Usefulness, has a positive and significant effect on Usage Decisions. This can be seen from the significant value (0.000) <0.05 and t-count (5.013)> compared to t-table (1.984). (2) Trust, has a positive and significant effect on Usage Decisions. This can be seen from the significant value (0.000) < from 0.05 and t-count (4.550) > compared to t-table (1.984). (3) that (Perceived Usefulness and Trust) simultaneously have a positive and significant effect on Usage Decisions can be seen from the F-count> F-table and the significance level (0.000) <0.05.

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Published

2025-02-20

How to Cite

Tanjung, S. M., Sabrina, H., & Lubis, A. (2025). The Effect of Perceived Usefulness and Trust on Decisions to Use E-Wallet Dana in Medan Selayang District. SAJMR : Southeast Asian Journal of Management and Research, 3(2), 60–74. https://doi.org/10.61402/sajmr.v3i2.324

Issue

Vol. 3 No. 2 (2025): Mei

Section

Articles

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