ANNA S, Theresia Lucky; PRAYUDI, Ahmad; SYAHRIAL, Hery. THE EFFECT OF SPIRITUAL INTELLIGENCE AND HEDONISTIC LIFESTYLE ON PERSONAL FINANCIAL MANAGEMENT (CASE STUDY OF EMPLOYEES AT THE P3AKB OFFICE OF THE PROVINCIAL GOVERNMENT OF NORTH SUMATRA). SAJMR : Southeast Asian Journal of Management and Research, [S. l.], v. 3, n. 4, p. 67–81, 2025. DOI: 10.61402/sajmr.v3i4.494. Disponível em: https://journal.yayasanpad.org/index.php/sajmr/article/view/494. Acesso em: 28 mar. 2026.